Monday, January 31, 2011

Print A Coupon for $2.99 Quizmo's Prime Rib Sub and Get A Few Ideas To Make Subs At Home


Here's a Sweet Deal - Print This coupon for a $2.99 Quizmo's Prime Rib Sandwich (Click Here), Expires 2-07-11
Homemade Subway Sandwiches
Start the new year out right by saving money on lunches. Combine a little of that leftover roast, turkey or ham with a few slices of cheese and almost every fresh vegetable on hand to make a fantastic brown bag special.
Ingredients:
  1. 4 ounces of thinly sliced cooked roast beef, ham or turkey
  2. 2 slices of cheese : American, swiss or pepperjack
  3. 1 (6 inch) french sub roll, sliced lengthwise
  4. Dressing and condiments of choice : Italian dressing, ranch dressing, mustard or mayo
  5. Fresh vegetables of choice (diced, sliced or shredded): lettuce, spinach, onions, bell peppers, tomatoes, pickles, olives, cucumbers, carrots, jalepenos
Assembly Directions :
  1. Place the subroll on a cutting board and open it until it lays flat. Place the favorite condiment of choice on the bread first :mustard, mayo, Italian or ranch dressing.
  2. Cut the two slices of cheese in half. layer the four pieces on the bottom half of the sub roll.
  3. Now, starting with the 4 ounces of thinly sliced roast beef, turkey or ham, begin a laying process.
  4. Add favorite fresh vegetables next: lettuce, tomatoes, green bell peppers, banana peppers, jalapeno peppers, onions, olives, carrots, cucumbers, pickles, etc
  5. Sprinkle the sub with additional condiment dressing if desired, either Italian dressing, ranch dressing, mustard or mayo.
  6. Add salt and pepper to taste if desired. Cut the sandwich in half.
  7. Serve on a plate with a pickle spear, olives, favorite chips and a drink.
Healthy Choice Wraps
Feeling guilty about those added holiday pounds? Start the new year off right by making healthy food choices for lunch. Skip the bread and hold the cheese. Choose instead to wrap thinly sliced turkey or roast beef in large lettuce leaves,whole wheat, spinach or low carb tortillas. Add a little Italian dressing,ranch dressing or fat free cream cheese if desired and fill with all the fresh vegetables desired. Choose apple slices, carrot sticks or celery sticks in stead of chips and drink ice water or unsweetened ice tea instead of soda.

More Ways To Use Leftovers
Depending on the food choices, many soups, salads, sandwiches,wrap and casseroles can be created from. Chop fresh veggies and add lettuce and fresh spinach for a fantastic dinner salad. Chopped fresh veggies can also be added to leftover side dishes and meats for great hot soups to be eaten on cold winter days. Let nothing go to waste. So much money was spent during the holidays. These frugal recipes will start the new year off right.

Thursday, January 27, 2011

How I got Free Kraft Singles At Kroger's Today!

This was fun!
I shopped the ads yesterday.
Kroger's has their Mega $5 sale going on.
Buy 10 of a certain item, get $5 off.
Kraft Singles were buy 10 at $.99 each
Then I had 10 coupons for $1 off Kraft Singles
I also bought 1 box of green tea for $2.29.
The bottom price at checkout was $2.19 total!
Kroger took the full $1 off of the $.99, so they ended up owing me $.10,
which was applied to the tea.
How fun is that!
Stay tuned for more coupon stories.
I'm just getting started!

Monday, January 24, 2011

Saturday, January 22, 2011

Rotating Quarterly Family Menu Plan – 91 Meal Ideas & Recipes

Rotating Quarterly Family Menu Plan – 91 Meal Ideas & Recipes
Someone gave me this idea last year and I ran with it, 91 Meal Ideas.
Serve the same dish only 3 Times a Year!

Feed A Family of 6 for $100 a Week

Feed A Family of 6 for $100 a Week
Ok, this is my goal. For the most part, I meet it each week.
In fact, since I started couponing, stocking up and batch cooking, etc, I've cut that down to half.
$50 this week

Save Money on Family Meals by Cooking in Instead of Eating Out

Save Money on Family Meals by Cooking in Instead of Eating Out
I have fun playing this game. I've got it down almost to a Science. Want pizza? Buy a large cheese pizza at Wal-Mart, Sam's or Little Ceasar's for $5-$7, add your own hamburger( feeds 6), Hamburger night - buy 3 double cheeseburgers at McDonald's or Wendy's, bring them home, break them down into 6 burgers at home with your own buns. I've got more ideas....

Chinese Food at Home Without The Price of Take-Out or Delivery

Chinese Food at Home Without The Price of Take-Out or Delivery
We try to do this once a week and there's 6 of us. Chinese food for the whole family at home for less than $2 a person.
Check it out!

Saving Money on Presents By Earning Free Gifts Online

This year, I am attempting to spend as little as possible and actually increase my bank account and not decrease it. I am sticking to the family budget, making a weekly food menu, planning my grocery shopping by shopping the  weekly ads and combining the sales with grocery coupons available in the Sunday paper and online.

Another thing I'm doing is taking advantage of online deals to earn free gift cards. Websites like Swagbucks and MyPoints have easy ways to earn points throughout the year without spending any money. Look into it. Try to do all your online searching on Swagbucks, ( Fridays are Mega Swagbuck Days), and go to MyPoints once a day and check out the free questionaires for a few points each day. If you'd like to sign up for these and haven't, please let me know and I'll refer you. That way we both win!
Happy Saving!

Friday, January 21, 2011

Invite to LivingSocial

Invite to LivingSocial
My husband received a deal from this on Wednesday for $20 GC from Amazon for $10, I see a Cancune trip for two, all inclusive for $1300 if anyone is interested, Check it out

Thursday, January 20, 2011

Save Money On Groceries By Shopping Weekly Ads & Clipping Coupons

Make the monthly budget stretch farther by shopping the weekly grocery sale ads. Clip, print and use coupons that match the ads to maximize weekly savings.

For most of the nation, weekly grocery ads are released every Wednesday and sales run through the following Tuesdays. These circulars can be found in the grocery store, the local paper and online. Learning how to shop the weekly ads and combine the sales with coupons available will help to maximize savings each week

Learning to Shop The Weekly Store Ads
Almost every store in the nation runs a new sale every seven days. This helps to keep customers coming back for more merchandise. Department stores like Target and Kmart and health & beauty drug stores like CVS and Walgreens run weekly sales Sunday through Saturday. Grocery stores usually run ads Wednesday through Tuesday. To help ensure maximum weekly savings on the things needed, check each of these ads weekly. Almost every nation store chain offers their weekly ad online now. To easily view almost every store ad offered online, check out SundaySaver.com.

Match Store Sales To Coupons Available
The three main coupon manufacturers in the USA are Smart Source, Red Plum and Pillsbury. Their coupon inserts can be found almost every week in the Sunday paper. Each one of these companies also has an online website and ways to print coupons online using the consumers personal computer and printer. There are several websites that are devoted to helping consumers find the best deals and coupons available on the web. A few of these include: Coupon Network.com, Hot Coupon World and A Full Cup.
Spend a little time each week gathering coupons. The best way to start is by buying a Sunday paper. Wal-Mart sales two copies of the same paper, like The Dallas Morning News in a Sunday paper bundle for almost half the price of buying them separately. Consider starting there with the purchase of a paper bundle. Store chains like CVS, Walgreens and Target tend to run sales that match that week's coupon inserts. Start shopping those ads first and match the coupons to the ads. Then when the grocery store ads come out on Wednesday, find the hot sale deals and match to coupons available. This is a good time to check out coupon websites like A Full Cup. These websites save consumers time and money by matching store ads to coupon inserts and coupons online. Simple go to the websites, click on the certain grocery store like Krogers, Food Line, Albertsons or Meijer and the homework has already been done. Print and the match coupons that are available for the upcoming sale.

Plan the Weekly Food Menu Around The Best Deals
Food industries and food manufacturers routinely rotate product sales on a yearly basis depending on what is in high demand during certain times of the year. For example, after New Year's, January is the month to buy soup, chili, diet foods, and frozen meals like Lean Cuisine and Healthy Choice. This is also a great time to stock up on toilet paper. Look for the sales each week and find those coupons. It's a great time to by Campbell's soups, Angel Soft and Charmin toilet paper using those coupons as well as products like Wolf Brand Chili and Hot Pockets.
Make a grocery list based on the hot sales, sort and organize coupons and go shopping. Then plan weekly meals around those great buys. Many moms are discovering the joys of coupon shopping and grocery stockpiling for food at places like CVS, Walgreens and Krogers. They come home each week with a weeks worth or more of soup, chili, pasta, cereal, tuna, peanut butter and crackers for little to no money at all.

The Grocery Game
Some consumers will say that weekly grocery shopping is a chore. However the savvy shopper and frugal moms out there who consider grocery shopping to be like a fierce game of Monopoly are learning the joys of saving money and enjoying the good life and good food while keeping the family food budgetin tact.

Saturday, January 15, 2011

You Feed Them -- Daily Devotional | Everyday Christian

You Feed Them -- Daily Devotional | Everyday Christian
I've kinda been on my "soap box" this week. With everyone yelling at the Gov to fix all the nation's problems, we pose the question to you, Should we depend on the Gov or should we fix them ourselves??

Friday, January 14, 2011

Learning How To Save Money On Almost Everything Using Coupons & Networking To Get The Most Out Of Every Dollar

Search the weekly ads. Learn the best way to use coupons. Surf the web. Share with others. Women are learning how to save money by working online and networking together.


In these tough financial times, families struggle to put food on the table. Many are facing this crisis by learning how to save money and work online, networking together by sharing what they learn along the way. This has created a phenomenon of coupon blogs and internet sites all devoted to teaching others how to save money.


Major Coupon Networks and Companies


Most people are familiar with the coupon inserts found in the Sunday newspaper. The three main companies that provide these coupons are Smart Source, Red Plum and Proctor & Gamble. All three companies also provide coupons online. Providing printable coupons on the internet makes collecting and sharing coupons with others very simple.


Six years ago, two women, Julie Parrish and Heidi Kennedy, met on an internet chat group that discussed ways to save money on groceries. When that site closed, they joined another group and became group moderators. That site eventually sold. Julie and Heidi were ready create a coupon website of their own. These two women have never met in person. They communicate by means of the telephone and the internet.


In 2003, their site, Hot Coupon World began with 176 members. Today it boast over 120,000 members and counting. The main focus is teaching people how to get the most out of coupon shopping. It's not just an informational websites, but also offers forums, chat groups and a free blog service. This provides an avenue of networking among members and continues to generate growth as the site gains in popularity.


A similar story, is about a woman named Teri Gault. Teri enjoyed cutting coupons and saving her family money. She learned to match up grocery coupons to weekly grocery sale ads. She shared this information with friends and family. It wasn't long until everyone realized this wasn't just a hobby for Teri. It was now a game of predicting sales and matching coupons to those sales for maximum savings.


Teri Gault is the founder and CEO of The Grocery Game. It's a system of matching store sales with manufacturer coupons. Members pay a fee to receive a computer generated list of stores in their area matched up with upcoming sales and coupons. It's a unique device for people who want to save but don't have the time or the desire to look for savings on their own.


Several small companies have started up on the same premise, but on a much smaller scale. Each one, in their own way, teach people how to spend less and save more. For most of these people, using coupons, bargain shopping and deal seeking becomes a way of life. One doesn't just cut coupons and shop the weekly ads. Terms like stockpiling, coupon stacking, and register rebates have become topics of everyday conversation among coupon circles, blogs and chat groups.


Basic Information for Beginners


Coupon shopping can be frustrating for the beginner. Every store has a coupon policy. Learn the policy for local stores. Join an online or local coupon group to learn tips and strategies to maximize savings.


Coupon Stacking – This is the strategy of using both a store coupon and a manufacturer's coupon all on the same item. To build repeat customers, some stores allow patrons to use several of both in one transaction. This leads to stockpiling.


Stockpiling – Start collecting both store and manufacture coupons, while watching weekly sales. When an item is on sale, take the stockpile of coupons and buy the item in large quantities to save the most money. Occasionally, combining such techniques like coupon stacking and stockpiling can mean obtaining the item free or almost free.


Rebates – This is a way for manufacturers and retailers to reward consumers for purchasing their products. There are usually two kinds of rebates, instant and mail-in. Instant rebates can either be cash off an item at the register or cash off the next purchase at that store. If the rebate is in the form of cash off the next store purchase, the rebate will be printed on the front or back of the receipt. A mail-in rebate will eventually be a cash refund. In order to receive the rebate, the customer mails in the rebate form along with the original cash register receipt showing proof of purchase. Mail-in rebates usually take 4-8 weeks to process. The manufacture sends a check in the mail, and the customer cashes it.


Make Shopping a Game


Create a monthly challenge. Each month, make it a goal to save more than the month before. Find ways to collect more coupons, stack more deals and earn more rebates. Over time, shoppers learn pricing and predict when items will go on sale. Be a winner. Use these strategies to buy more for less.

Dancing In The Mine Fields -- Daily Devotional | Everyday Christian

Dancing In The Mine Fields -- Daily Devotional | Everyday Christian
For those of you who are married, I hope you will agree me today on this post inspired by the song Dancing in the Minefields. Feel free to comment

Thursday, January 13, 2011

Great Is Thy Faithfulness -- Daily Devotional | Everyday Christian


Read: Philippians 4:19

Do you remember the old traditional hymn, Great Is Thy Faithfulness? It is my husband's favorite song. In praise of God, Great is Thy Faithfulness, a hymn written by Thomas O. Chisholm (1866-1960), is a worship song that uplifts through trials and tough times. It was a result of a writer's daily experiences and realization of God's faithfulness. The tune is composed by William M. Runyan (1870-1957), with Scripture reference from theLamentations 3:22-23 (NIV) "Because of the LORD’s great love we are not consumed, for his compassions never fail. They are new every morning; "
This sacred song has been an all-time favorite among Christians. Popular gospel singer and songwriter Beverly Shea says that it was first introduced to audiences in Great Britain by the Billy Graham Crusades in 1954.
This past week has been one of acknowledging God's hand at work in my life and in my family's lives. We know that whatever we need, God will provide. "And my God will meet all your needs according to the riches of his glory in Christ Jesus." Philippians 4:19 (NIV)
However, some do not have that same hope and faith in the Lord.
I recently rejoined a online chat group that networks people together to help them save money by couponing, stocking up and cooking from scratch and using what you have on hand. My heart broke last night as I joined the discussion about possibly doing a " no spend month." What they mean by that is that one month, you try not to spend on anything other than necessities: mortgage, rent, utilities and absolutely necessary food, gas and essentials. It's a wonderful idea and it generated a great thread of discussion. However, it also brought forth the tragedy of economic crisis facing most Americans today. Some of the families who spoke up are not attempting " no spend month, " they are living " no spend lives," on a daily basis. I read heartbreaking stories of families trying to make ends meet out of $13 a week. One woman wrote in that she had 1 box of $.29 macaroni & cheese, and she planned to get several meals out of it for her and her grandson. I was in tears as I read this and I want to share with you some of my reply to these posts.:
"I'm in East Texas and I've heard about people in Tennessee living on less than $800 a year, living on their land with just a little RV, sometimes no running water or electricity.
I do realize things are getting tough for some out there, but what I don't understand...... and please don't take this the wrong way, ..........but I find so many people don't know how to get what they need when they need it.
I'm a stay at home mom with 4 kids ages 4-13, we are a one income family ( my husband does well for East Texas), we are debt free except for the mortgage, we even went almost 3 years with only one car so we could pay cash for a good used car.
I'm a Christian in the Bible Belt, hope that doesn't offend anyone, but for me personally, I've always believed if I don't have it, I don't need it and if I need it, God always provides it, and I've seen that over and over and over in our 20 years of marriage.
 
For those of you needing help with groceries: if you don't qualify for food stamps, are there food banks, food pantries, churches in your area that will help out?
Here in East Texas, I don't know of anyone to ever go hungry, our Southern hospitality here seems to take care of their own. I was appalled last year or so to find out backpacks of food were sent home with some kids on Fridays, "in case their parents couldn't feed them or didn't feed them!" I didn't realize it had gotten that bad, but my point is there should be community resources available to put food on everyone's table: pantries, food banks, churches, shelters.
During the summers, our parks host free breakfast and lunch to who ever shows up. Right now because of the extreme cold here, the Salvation Army has opened it's soup kitchen to any and everyone.
I encourage you, do not be afraid to call and check around for these kinds of services in your area. Call every church and shelter. It's ok to ask.
 
As for our family, things get tight for us as well, but God always provides. I write online for extra money. I use coupons, stack coupons, stockpile, cook from scratch and we keep things as simple as possible. At the beginning of the week, I worked on this year's budget. I love the end result, What we take in is a little bit more than what we need, just a tad more, a few $$, another way of God saying see, just what you need, nothing less, nothing more.
The rest is up to me to do the best I can with what's provided and stay on or under budget.
I plan on staying under budget as much as possible, but my heart goes out to many of you as I read your stories. I thought I was doing good feeding my family of 6 for $50-$100 a week, some of you are doing much better than I am on less and I commend you for it. However, those of you that are suffering so, please don't be afraid or ashamed to ask around for help. If you were here, I'd clean my shelves to feed you and yours. I'm sure there are others out there who would do the same."
 
Unfortunately, my post was replied back with a refusal to accept any help from anyone. See, Our God really does supply all that we need when we need it, but he may not do it in ways you are comfortable with. Sometimes, you have to step out of your comfort zone and take a leap of faith toward God and His provisions. Sometimes, God uses a neighbor, a church, family members, friends and even perfect strangers (perhaps angels in disguise) to meet the needs of His children. If God stood at your doorstep right now with a gift just for you, would you turn it away? Perhaps God is sending His gift of help to you through all these resources?
 
"We are therefore Christ’s ambassadors, as though God were making his appeal through us. We implore you on Christ’s behalf: Be reconciled to God." 2 Corinthians 5:20 (NIV)
 
With that thought in mind, would you still refuse the help? I hope not. He loves you. He's always with you and He always provides for you, just not always in the way you might expect.
"All That I have needed thy hands have provided, Great is Thy Faithfulness.... Lord.... Unto..... Me."

Wednesday, January 12, 2011

God Knows Me By Name -- Daily Devotional | Everyday Christian

God Knows Me By Name -- Daily Devotional | Everyday Christian

Young children are fun to teach. For the most part they get so excited about the smallest things and they are easily amused and accept simple explanations about things they don't understand. To some extent, I've come to believe that simplicity is best when teaching basic concepts.

"Fix these words of mine in your hearts and minds; tie them as symbols on your hands and bind them on your foreheads. Teach them to your children, talking about them when you sit at home and when you walk along the road, when you lie down and when you get up. Write them on the doorframes of your houses and on your gates,"Deuteronomy 11:18-20 (NIV)

Early schools used the Bible as their primary teaching resource. It was used to teach reading, writing, vocabulary, spelling, memorization skills, some geography and history and of course theology and catechism. As old-fashioned and archaic as that may seem today, many of America's founding fathers, (George Washington, Thomas Jefferson, Benjamin Franklin), learned primarily from Scriptures because that's what they had available. Yet they learned enough by reading, writing and studying the Scriptures to lead extraordinary lives that changed the face of history

Tuesday, January 11, 2011

God Made It All -- Daily Devotional | Everyday Christian

God Made It All -- Daily Devotional | Everyday Christian

Well here we are after the holidays, back to school. For our family, that means daily doses of home-schooling. My youngest daughter is 6 years old, almost 7, and she is currently going through the Christian Liberty Press Science book, The World God Made.

It's a book designed to expose Kindergarten children to a world of basic science, explaining to them first and foremost Genesis 1:1 " In the beginning God created the heavens and the earth." She really enjoys it and the lessons open up further opportunities for me to share with her some unique trivia about God's creation, such as, the waters above the waters.

Monday, January 10, 2011

Taking A Stand -- Daily Devotional | Everyday Christian

Inspired by a series of Sunday Lessons out of 1st Kings and a sermon series from Daniel at our church, today's devotion talks about Taking A Stand. Where do you stand? Are you willing to step out and be counted?